The Affordable Care Act: Brief Analysis
The Affordable Care Act (ACA), commonly known as Obamacare, was enacted by Congress in 2010 to provide all Americans with proper health insurance coverage. Since the healthcare system is designed from the outset to ensure the health and well-being of an entire nation, thoughtful and structured work with it is necessary. In creating Healthcare Acts, it is important not only to ensure the efficiency and effectiveness of the processes but to respect people, be honest and preserve the principles of morality and integrity.
The ACA was elaborated in order to protect customers (American citizens) against insurance industry strategies that are able to increase patient prices or limit care. The Affordable Care Act has become popular and publicly recognized since it enhanced healthcare coverage and contributed to providing critical medical services to approximately 16.4 million uninsured individuals (McGough et al. 87). Considering the strengths of the ACA, it is important to emphasize universal accessibility and reasonable, citizen-centered pricing policy as the program initially focused on ordinary people in the United States of America. Moreover, since many patients are unable to purchase their medications, the ACA guaranteed to reduce the cost of prescription pharmaceuticals. What concerns weaknesses, various additional taxes were enacted to help pay for the ACA, particularly taxes on medical equipment and pharmaceutical transactions. Furthermore, insurance companies offer a broader choice of co-operations and cover individuals with previous conditions, resulting in higher costs for those who already had healthcare insurance.
Donald Trump and his administration criticized the ACA and tried to destabilize the law throughout the presidency, whereas Joseph Biden decided to reload the system created by Barack Obama. President Biden has the authority to issue executive actions, direct administrative regulations, and motivate organizational leadership to repair some of the Trump administration’s destruction of the ACA’s insurance companies’ safeguards and the Medicare system (Shafer and Huberfeld). The Biden administration attempted to reform financing for marketplace promotion and enrollment support, prolong the open enrollment plan, and facilitate registering outside the open enrollment process (Shafer and Huberfeld). A pledge was also made to reconsider the misinterpretation of the regulation that protects citizens from discrimination based on race, nationality, gender, age, or disability when governmental money is utilized to pay for medical care (Shafer and Huberfeld). Since coming to power, President Biden’s team has focused on rebuilding the system designed to develop insurance medicine among the country’s population.
Referring to my decisions, if I were a member of Congress and serve on the Healthcare Reform Committee, I would emphasize human dignity, justice, and solidarity as the key notions of the Healthcare Act. The proposition will include implementing Information and Communication Technologies in healthcare databases, agreements, and transactions to ensure the presence of the principles of transparency, conscientiousness, and honesty. It is extremely important to consider the concepts of ethics and morals in the relationships with people and God since the correct and respectful perception will allow an individual to make the right decisions.
To summarize, the Affordable Care Act gained popularity and public recognition due to the improved healthcare coverage and helped supply important health treatment, even though it has several drawbacks present. Since entering the White House, President Biden’s administration has worked on recreating the framework that was developed to establish insurance healthcare throughout the country’s population. Referring to my ideas, I would emphasize human dignity, justice, and solidarity as the key notions of the Healthcare Act.
Works Cited
Shafer, Paul, and Nicole Huberfeld. “Health Care in the Biden Administration’s First 100 Days.” JAMA Health Forum, vol. 1, no. 12, 2020.
McGough, Peter, et al. “Meeting the Demands of the Affordable Care Act: Improving Access to Primary Care.” Population Health Management, vol. 20, no. 2, 2017, pp. 87-89.